Financial Aid FAQs

How is my aid determined?

Financial need is determined by subtracting a student’s Expected Family Contribution (EFC) from their MMCC cost of attendance budget. MMCC must consider all sources of financial assistance and subtract the estimated amount of all assistance from the student’s estimated total financial need.

Your Expected Family Contribution (EFC)

To determine a student’s eligibility for need-based assistance, MMCC must consider the student’s EFC. The EFC is calculated by the U.S. Department of Education from the information submitted in the student’s FAFSA. The EFC measures a family’s financial strength and determines the students' eligibility for federal student aid. The MMCC financial aid office must use the EFC calculated by the U.S. Department of Education. However, when appropriate the MMCC financial aid office may make adjustments. Contact the MMCC financial aid office for more information.

When will I receive my Financial Aid Refund disbursement?

You should expect to receive your disbursement approximately 6-8 weeks after the start of each semester.

What Options are available for Getting my Refund?

Students may sign up for direct deposit of refunds. Click here.

Students who do not sign up for direct deposit will receive their refund as a check, delivered through standard mail (5-10 business days after the refund is issued).Checks cannot be picked up at the College. Make sure MMCC has your current mailing address. Your address may be updated via MidWeb in the Portal.

Most refund checks are mailed to students without attendance issues by the eighth week of class each semester.

Why does it take so long to get my refund?

Federal guidelines require students to attend and participate in classes to be eligible for federal funds.

It takes several weeks to get attendance reports back from your instructors and mail notifications. Once your attendance is verified, the business office starts the process of issuing financial aid refunds.

What should I do if my instructor has reported that I am not attending?

Contact your instructor(s) immediately and request that they send attendance verification to attendance@midmich.edu. Failure to do this will result in your class being dropped and your Financial Aid being delayed or cancelled.

What if I need these funds to pay for other educational costs?

The college realizes that many of you are depending on those funds to pay for other educational costs and we are committed to processing them as quickly as possible.

Should I call the financial aid office to check on my refund?

To help us process your aid as quickly as possible, please wait until the 8th week of classes to call on your refund. The status of your Financial Aid awards can be viewed any time.

What if I have a one semester loan?

Single semester loans are usually distributed in two payments approximately 8 & 10 weeks after the start of the semester.