Cost of Attendance

Understanding Cost of Attendance:

Cost of Attendance (COA) is the estimated amount it will cost you to go to college at MMCC. It is not necessarily the amount you will end up paying. It includes tuition, books, housing, transportation, and other personal expenses. On a case by case basis, adjustments may be made to a student's COA based on program of study, dependent care expenses, and/or the allowance for a one time purchase of a computer.

Expected Family Contribution (EFC) incorporates your family's income, assets, and benefits along with considering your family size and the number of family members attending college. EFC is not necessarily the amount you will end up paying. It is calculated according to a formula established by federal law. You will see your EFC on your Student Aid Report (SAR), which is the report you receive after you have filed the Free Application for Federal Student Aid (FAFSA).

How is Financial Need Determined?

Financial need is determined by subtracting a student’s Expected Family Contribution (EFC) from their MMCC cost of attendance budget. MMCC must consider all sources of financial assistance and subtract the estimated amount of all assistance from the student’s estimated total financial need. 

To determine a student’s eligibility for need-based assistance, MMCC must consider the student’s EFC. The EFC is calculated by the U.S. Department of Education from the information submitted in the student’s FAFSA. The EFC measures a family’s financial strength and determines the students' eligibility for federal student aid. The MMCC financial aid office must use the EFC calculated by the U.S. Department of Education. However, when appropriate the MMCC financial aid office may make adjustments. Contact the MMCC financial aid office for more information.

For Financial Aid purposes, EFC - COA = Your Financial Need

Estimated Cost of Attendance


Below is a chart detailing estimated Cost of Attendance for 2017-2018 year, based on full-time attendance for Fall and Winter semesters, totaling 26 credit hours for the academic year.

ExpensesIn DistrictOut of DistrictInternational
Living Allowance$6,035$6,035$6,035
Loan Fees$59$59$59
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