Understanding Cost of Attendance

Cost of Attendance (COA) is the estimated amount it will cost you to go to college at Mid. It is not necessarily the amount you will end up paying. It includes tuition, books, housing, transportation, and other personal expenses. On a case-by-case basis, adjustments may be made to a student's COA based on program of study, dependent care expenses, and/or the allowance for a one-time purchase of a computer.

Expected Family Contribution (EFC) incorporates your family's income, assets, and benefits along with considering your family size and the number of family members attending college. EFC is not necessarily the amount you will end up paying. It is calculated according to a formula established by federal law. You will see your EFC on your Student Aid Report (SAR), which is the report you receive after you have filed the Free Application for Federal Student Aid (FAFSA).

How Is Financial Aid Determined?

Financial need is determined by subtracting a student’s Expected Family Contribution (EFC) from their Mid cost of attendance budget. Mid must consider all sources of financial assistance and subtract the estimated amount of all assistance from the student’s estimated total financial need.

To determine a student’s eligibility for need-based assistance, Mid must consider the student’s EFC. The EFC is calculated by the U.S. Department of Education from the information submitted in the student’s FAFSA. The EFC measures a family’s financial strength and determines the students' eligibility for federal student aid. Mid's financial aid team must use the EFC calculated by the U.S. Department of Education. However, when appropriate adjustments may be made. Contact Mid's Financial Aid team for more information.

For Financial Aid purposes, EFC - COA = Your Financial Need

Estimated Cost of Attendance


Below is a chart detailing the estimated Cost of Attendance for the 2023-2024 year, based on full-time attendance for Fall and Winter semesters, totaling 26 credit hours for the academic year. Last updated in July 2023.

heading In District Out of District International
Tuition/Fees $5,694 $8,346 $13,572
Enrollment Fee $100 $100 $100
Books, Course Materials, Supplies, Equipment $1,460 $1,460 $1,460
Miscellaneous Personal Expenses $2,432 $2,432 $2,432
Living Expenses (Housing & Food) $7,778 $7,778 $7,778
Transportation $1,870 $1,870 $1,870
Loan Fees $58 $58 $58
Totals: $19,392 $22,044 $27,270